MOBILE COMMERCE PAYMENT SYSTEM

专利名称：MOBILE COMMERCE PAYMENT SYSTEM发明人：Cedric Ronald Franz申请号：US15009573申请日：20160128

公开号：US20160148204A1公开日：20160526

专利附图：

摘要：A mobile commerce system and components thereof are provided in whichmultiple wireless mobile communications devices (mobile devices) () each has a uniqueelectronic identification and processing circuit () capable of encrypting data utilizing anencryption key and a first software application providing connectivity to commercial

webpage servers () for purposes that include the conduct of selected transactionsinvolving a payment for goods or services. Each mobile device is independently enabledto conduct financial transactions in real time by communication with a financial institution.Each mobile device further has a second software application termed mobile paymentapplication adapted to interact with the first application to receive data as to a paymentrequired to conclude a transaction conducted by way of a commercial webpage server.The mobile payment application initiates an instruction to the financial institution to makea payment to a payee designated by way of such data wherein the instruction isencrypted utilizing the unique electronic identification and processing circuit.

申请人：Cedric Ronald Franz

地址：Cape Town ZA

国籍：ZA

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